Other Services and Advantages Offered by
Workplace Insurance
Workplace Insurance
Internal Water
In cases such as burst, leakage, clogging of the water installation in the building, we do not leave you alone and we cover your pecuniary damage that may happen to the goods you insured.
Storm
We also cover the damage to your insured property due to the damage caused by the drifting items as a result of strong winds.
Land and Aircraft Crashes
We insure your pecuniary losses due to the crash of vehicles that do not belong to you.
Smoke
If your insured property is damaged by smoke caused by unexpected breakdowns of pipes or appliances connected to the chimney, we are at your side. We also secure your damaged goods.
Landslide
We also cover the damages you will suffer as a result of landslide or soil collapse in the building where your workplace is located.
Earthquake
If your workplace is damaged in case of a possible earthquake, we will cover the amount remaining above the limit of your compulsory earthquake insurance.
Strike, Lockout, Riot, Civil Commotion
When you are caught in the middle of incidents such as strikes or lockouts, we cover pecuniary damages directly caused on insured property during any intervention that occurs as a result of these events and to suppress or mitigate these events.
Terrorism
We also cover your damages incurred in case of terrorist acts and intervention in these actions.
Flood and Flash Flood
We do not put you in a difficult position against pecuniary damages on your insured property in cases such as floods, sewage overflow, river overflow, and we cover pecuniary damages.
Hail
We cover your damages caused by hail and hail storm within the limits specified in your policy.
Business Interruption
With the exception of earthquake coverage, the indemnity to be paid as a result of the damages that may occur under the policy will be paid separately to the insured as indemnity for business interruption within the limits specified in the policy, but the maximum amount of indemnity to be paid in a policy period will be limited to the limit specified on the policy. Damages that cause business interruption not exceeding 7 days starting from the date of damage are not covered.
Employee’s Items
In case of damages to the items registered in your employee's payroll, we cover the damages as a result of a risk occurring under the fire and fire additional coverage within the limit specified in the policy.
Theft
In case of a theft, the building is insured against the risk of theft up to a maximum of 5% of the insurance amount.
Carried Money
During the transfer of documents such as cash, checks, in case of threatening with a weapon by third parties or theft that may occur due to use of force, or in case of an accident during the transportation of these documents with your vehicle, we cover your damages up to the benefit limits written in your policy. .
Breach of Trust Insurance
We also do not aggrieve you when your employee at your workplace steals your property, or engages in fraud or fraudulent activity. We cover the damages you will incur within the limit specified in the policy.
Employers Liability
In the indemnity demanded by your employee against you in case of possible occupational accidents, we secure you by adding this service to your policy.
Third Party Liability
We cover bodily injury and pecuniary damages that may be inflicted on third parties as a result of an accident up to the insurance amount written in your policy.
Personal Accident
In case of accidental death or permanent disability of your employees working in your workplace, we cover it by dividing the total limit specified in your policy by the number of people.
Electronic Equipment
We also cover your belongings such as computers (excluding laptops), televisions, stereos, refrigerators, generators and regulators.
Machinery Breakdown
When your machinery breaks down suddenly due to unexpected reasons, we cover pecuniary damages and the repair and replacement costs required by material and damages.
Insurance of Freight and Goods:
While being transported, we also cover the damages of your workplace goods transported as a result of lightning, river overflow, avalanche, soil and mountain landslides, bridge collapse, collapse of roads and overturning, burning, crash and collision of trucks or trailers.
Legal Protection
In case of a lawsuit filed against you due to a damage, we cover the costs of attorneys' fees, litigation costs, consultancy fees, arbitration fees, execution costs, appeal, revision of decision, written warning fees, determination costs and expenses related to the petition writing within the limit specified in the policy.