What is Personal Accident Insurance?

 

Personal Accident Insurance is a type of insurance designed to ease the financial burden on the insured and their family in the event of injury, death or disability caused by a sudden and unexpected accident. It provides support in cases of temporary or permanent incapacity resulting from unforeseen incidents.

Provides financial security against sudden accidents that may occur in daily life.

Offers monetary protection in the event of temporary or permanent disability caused by an accident.

Helps you maintain your standard of living with additional compensation during periods of income loss.

Can be easily obtained for yourself or your loved ones to ensure financial protection.

Scope of Personal Accident Insurance

24/7 Easy Line

For all your transactions and assistance, you can contact our 24/7 Easy Line at 0850 222 8 434.

Support for Family Members

In the event of the insured’s death, the beneficiaries are entitled to financial compensation under the Personal Accident Insurance policy.

Protection Against Accidents

Provides financial protection in cases of sudden and unforeseen accidents that may result in injury or loss.

Comprehensive Coverage

Offers various coverage packages tailored to your individual needs for flexible and reliable protection.

For individuals under the age of 16, the death coverage is limited to documented funeral expenses.

For individuals over the age of 65, the permanent disability coverage is limited to 10% of the death benefit, and coverage remains valid up to the age of 70.

In the event of an accident, proof of employment such as SGK records or official payroll must be provided for the insured.

Compensation for Death Resulting from Accident

Compensation for Permanent Disability Resulting from Accident

Medical Expenses Resulting from Accident

Daily Compensation for Temporary Incapacity Resulting from Accident

What to Do When You Need to Use Your Personal Accident Insurance

1

Prepare all relevant information and documents detailing the incident and how it occurred.

2

Contact us through the Easy Line at 0850 222 8 434 to report your claim.

3

Your file will be opened, and the evaluation process will begin.

4

Upon completion of the review, payments will be made within the scope of your policy coverage.

6 Questions About What Personal Accident Insurance Does

What is Personal Accident Insurance?

Personal Accident Insurance is a type of insurance designed to protect individuals against financial losses caused by unexpected accidents. In the event of permanent disability or death resulting from an accident, it provides financial support to the insured or their family. In cases of permanent disability, it helps alleviate the insured’s financial difficulties, while in the event of death, it secures the legal heirs financially.

What Does Personal Accident Insurance Cover?

The coverage includes compensation to the legal heirs if the insured passes away as a result of an accident. In case of permanent disability, the insured receives financial compensation according to the policy terms. The insurance also covers medical expenses arising from the accident, reducing the insured’s financial burden.

Is Personal Accident Insurance Mandatory?

No, Personal Accident Insurance is not mandatory. However, it provides essential financial protection against possible accidents ensuring safety for both you and your loved ones.

How to Get Personal Accident Insurance?

You can reach us at 0850 222 8 434 (Easy Line) or contact our authorized agencies to purchase your policy. To find the nearest agency, please click here.

What is Required for Personal Accident Insurance?

To obtain Personal Accident Insurance, the applicant’s name, surname, Turkish ID number, occupation, and contact information are required.

How to Use Personal Accident Insurance?

If an accident occurs under the circumstances stated in your policy, you can apply to the insurance company with the required documents. After the necessary evaluation, the compensation will be paid according to the policy terms.

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