What Is Machinery Breakdown Insurance?

 

HDI Machinery Breakdown Insurance is a type of insurance that provides protection for businesses against unexpected breakdowns or damage to machinery, equipment, and devices used in their operations. It ensures business continuity by covering damages caused by mechanical or electrical failures, operator negligence or error, lack of water in steam boilers, sudden overheating or cooling, and ruptures or deformations caused by internal pressure in sealed containers. This insurance helps prevent costly losses and ensures uninterrupted production.

Provides protection against technical failures, electrical faults, and operator errors in your business machinery.

Your policy is generally valid for one year, ensuring continuous protection for your machines throughout this period.

Covers damages that occur while the machine is operating, idle, or under maintenance.

Optional coverage can be added for risks such as strikes, transport, business interruption, debris removal, and third-party damages.

Scope of Machinery Breakdown Insurance

24/7 Easy Line

Quick assistance for all your procedures is available 24/7 through 0850 222 8 434.

Protection Against Breakdowns

Your machinery is covered against malfunctions whether it is operating, idle, or under maintenance.

Electrical Risks Included

Electrical-related risks such as short circuits, voltage fluctuations, and insulation failures are included in the coverage.

Business Continuity

With optional coverage, you can also be protected against losses arising from breakdowns that cause production interruptions.

Operational accidents

Defects in design, manufacturing, assembly, materials, lubrication, or workmanship

Lubrication failures

Short circuit or voltage surge

Blockage or ingress of foreign objects

Negligence, fault, error, carelessness, or sabotage by operating personnel or third parties

Sudden overheating or cooling

Lack of water in steam boilers and steam vessels

Deformations such as crushing or tearing caused by low pressure in closed containers

Storms, hurricanes, freezing, or thawing of ice particles

What to Do When You Need to Use Your Machinery Breakdown Insurance

1

Take detailed photos of the damage and prepare a damage assessment report related to the incident.

2

Call HDI Easy Line at 0850 222 8 434 or contact your agency to report the claim.

3

After your report, a claim file will be created, the required documents will be requested, and the claim process will begin promptly.

4

Your claim will be processed as quickly as possible; upon approval, the payment will be made to your designated account, and our experts will support you throughout the entire process.

Machinery Breakdown Insurance in 6 Questions

What is Machinery Breakdown Insurance?

Machinery Breakdown Insurance is a type of insurance that covers the cost of repair or replacement when machinery used in a business is damaged due to sudden and unforeseen circumstances.

What Does Machinery Breakdown Insurance Cover?

Machinery Breakdown Insurance provides coverage for operational accidents, employee errors, short circuits, voltage surges, sudden pressure changes, and many other risks associated with the machinery used in your business.

Is Machinery Breakdown Insurance Mandatory?

Machinery Breakdown Insurance is not legally mandatory for businesses, but it is highly recommended as it offers strong protection. It helps maintain financial security by covering the high costs that can arise from unexpected breakdowns or damages, making it an essential risk management tool for equipment critical to production processes.

How to Obtain Machinery Breakdown Insurance?

You can start your insurance process by visiting the nearest HDI Sigorta agency to obtain an HDI Machinery Breakdown Insurance policy. Click to find the nearest HDI Sigorta agency.

What is Required for Machinery Breakdown Insurance?

To obtain Machinery Breakdown Insurance, you must provide a detailed list and technical specifications of the machinery to be insured. These details include the brand, model, age, serial number, value, damage history, and intended use of the machines.

How to Use Machinery Breakdown Insurance?

If a breakdown or damage occurs within the coverage scope, you can contact your HDI Sigorta agency or start the claims process by calling HDI Easy Line at 0850 222 8 434.

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